Temporary Car Insurance on my Mums car?

Just so you know, I passed my test late January 2014 and am currently 17 (Birthday soon in April).

BEST ANSWER: Try this site where you can compare quotes:QUOTESDEAL.NET

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Since 2006, I have gotten 3 speeding tickets on my record, and 1 citation for getting into a turning lane too early (3-pointer). I got a speeding ticket in march 2006, february 2007, and december 2008. I got the last turning lane citation just a few weeks ago. I am going to court for both recent citations (from December 08 and a few weeks ago) pretty soon. I will use a no lo contendre to reduce the points on one, and ask to do community service or take a class to reduce the points on the other. I understand that most car insurance companies look at both POINTS and OFFENSES. I am with Liberty Mutual right now under my parent's family plan and since 2006, NONE of my tickets have affected our insurance. I want to take precautions and see who can quote me for having a poor driving record as I mentioned above. This year just might be the year Liberty Mutual will review my record and then, BOOM...rates are sky high. I want to responsible about what I did and get on my own plan soon. What I did was irresponsible and stupid and I am DONE making mistakes on the road. I'm 22, female, a student with a 3.47 GPA (Dean's list), trying to finish my bachelors at a university, and share rent with my brother for an apartment. I work part-time and go to school full-time. Which companies would accept me? I've got a poor driving record, but a good 'student' record--if that even matters. Please help. Otherwise, I will have to wait till some violations clear in 10 years or so. Either way, I would really appreciate if someone could tell me what my options are. I will be out of school by summer 2010 (next year) and will need to get on my own plan by then.

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Teen Car Insurance + Accidents Clarification?

I'm a 16 year old girl who just got her license in March. A week after I got my license, I rear ended another car while driving my mom's new car that is insured. We got it fixed and only had to pay the 500 dollar deductible. I do not have my own car. My sister, who is 19, has her own car that is not covered for collision. My dad's car is not covered for collision either. My sister just got into an accident, rear ending someone as well. I really need to get a car next year for work and such but my parents said my insurance would be high enough already with both of me and my sister's accidents. Couldn't I just buy a car on my own and not get collision coverage on it like my dad and sister's cars? Would that be cheaper? I really don't know how car insurance works at all, i only know what my parents tell me, so any help would be appreciated :) Oh, and if it matters, I went to traffic school after my accident to remove the points against my driving record (I think that's what it did) My sister had already gone to traffic school recently for a speeding ticket so she can't go again for her accident.

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Why is car insurance so expensive?

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